the government did not bail out enron. >> host: true. >> guest: cnbc gives legitimacy to this stuff. to a lot of people, again, most people are not financial savvy, no matter what they say, and they come to the money show. people are persuasive. nobody's saying, don't trust a word i'm saying, and these people tell me that this is what they believe, and they are going to try these products and see what happens, and, you know, i spoke to people, spoke to a person for the book, he told me he lost a couple hundred thousand dollars in the dot-com boom, elderly guy, mid-70s. what lesson did you take from that? he said, stop lost orders. >> you don't know what to say. i was imagining his chirp at home, you know, ripping hair out or something. >> host: a stop loss order means the price of the stock drops precipitously and you're out of the game, but that's not going to serve to protect him? >> guest: not if you're following some of the stuff. at the money show, one said, seniors, don't earn a crappy 2% on your -- at your bank, this being 2010 or 2011, now it's lower. you know, we can get 40%